A federal law which came into effect Friday will help protect full-time college students from losing their health insurance in the event of a serious medical issue.
Whether students remain on their parents' plans, which are typically employer-subsidized, or transfer to an institutional plan (one provided through the college),cheap college health insurance student Michelle's Law permits students to retain coverage for twelve months if a serious illness forces them to take a reduced schedule or a leave of absence.
The law was named after Michelle Morse, a New Hampshire college student diagnosed with cancer who maintained a full college course load so she could remain on her parent¡¯s health insurance, despite her doctor's recommendation to leave school while undergoing chemotherapy.cheap college health insurance student Michelle lost her battle with cancer shortly after graduation.
This law will be a relief for many students unable to afford insurance in the individual market, especially when many could be denied coverage because they have a serious illness which would be considered a pre-existing condition.